At Reliance Finance Ltd, we offer an array of hassle free loan products to match the requirements of our valued customers. Be it your personal or business requirements, our customer friendly products and dedicated relationship/ branch managers are fully committed to providing you the best service and financial advice at all times.
RELIANCE Home Loan- WHERE YOUR DREAMS COME TRUE
Reliance Home Loan guides you towards realizing your dream of owning/constructing/refurbishing your home. We would like to share the happiness of owning a dream house with your beautiful family.
We thoroughly understand your need and structure the loan appropriately.
Purpose
- Construction/Renovation/Extension of House.
- Purchase of House/Apartments.
- Purchase of land or land and building or apartment for individual purpose.
Features:
- Attractive & competitive interest rate
- Quick and transparent loan processing
- Flexible loan tenure up to 25 years
- Equated Monthly Installment (EMI) payment solution
- Interest is charged on the reduced principal outstanding
- Moratorium period of up to 12 months for building construction
- Loan processing from wide range of branch networks
- Personal counseling throughout the process
- Simplified documentation
Required Documents:
- Loan application
- Citizenship of borrower
- Family details
- Lalpurja, Blueprint and Trace map of land and building
- Tax payment receipt of land and building
- Char Killa Pramanit from ward office/VDC
- Ownership transfer documents (Rajinama likhet)
- Building construction permission
- Construction completion certificate (If building is attached to land and completed)
- Monthly income source with supporting documents
- Other documents based on requirement.
Fair Interest Rates
We Provide Fair Interest Rates For You
If you are looking for a loan for your home / or you are in search of financing for your new business, you will find this website quite useful. In India when it comes to a loan, there a number of providers for Personal Loans, Home loan or any other types of finances.
So deciding your lender is an important step before taking a loan. Lenders vary in the nature of their business. So it is advisable to do a thorough research about different loan options and different lenders, repayment period, rate of interest etc. Generally interest rates can be fixed or floating in type.
A fixed interest rate by the name it suggests does not change during the loan tenure. A floating interest rate on the other hand is the rate updated by the lender due to market trends
APR
Interest
Installement
Months
Our Loan Types
01.
Personal Loan
Personal Loan is a monetary item for salaried people in India. You can utilize the assets to determine any financial cost. It is an unstable credit where you don’t need to submit guarantee to the moneylender
02.
Education Loan
Any Resident Indian can apply for the loan. The loan applicant’s minimum age should be 18 years and the maximum should be 35 years. Students should have secured admission to a higher education course in recognised institutions, Indian or abroad, through entrance tests.
03.
Home Loan
Home loans from the Reliance Finance Loan have some of the most attractive and best home loan interest rates in India, starting at 8.55% p.a. A loan tenure extension option of up to 30 years guarantees a comfortable repayment period.
04.
Vehicle Loan
A Vehicle Loan is a loan that allows you to purchase two and four wheelers for personal use. Typically, the lender loans the money (making a direct payment to the dealer on the buyer’s behalf) while the buyer must repay the loan in Equated Monthly Instalments (EMIs) over a specific tenure at a specific interest rate.
05.
Mortgage loan
06.
Medical Loan
In this case, you will have to pay from your cash reserves, or go in for a Personal Loan that takes care of your medical expenses. These loans will cover surgery, hospitalisation, chemotherapy and other treatments. Reliance finance companies offer such Personal Loans.
Reliance Personal Loan provides an easy way for meeting your personal requirements. We provide hassle free personal loan.
Features
- Financing up to 30% of Fair Market value inside Kathmandu valley
- Financing up to 40% of Fair Market value outside Kathmandu valley
- Loan tenure of maximum 15 years.
- Rate of interest: Base rate + premium (1.00% to 3.00%).
- Processing fees of 1.25%.
Requirements
- Loan application
- Citizenship of borrower
- Family details
- Lalpurja, Blueprint and Trace map of land and building
- Tax payment receipt of land and building
- Char Killa Pramanit from ward office/VDC
- Ownership transfer documents (Rajinama likhet)
- Building construction permission
- Construction completion certificate (If building is attached to land and completed)
- Monthly income source with supporting documents
- Other documents based on requirement
Why People Choose Us
Guarantee
To deliver superior and sustainable value to our shareholders at all times
Reability
To exceed the expectations of our internal and external customers by providing best financial solutions and maintaining openness and integrity in all businesses through continuous improvement
Experience
To position as a digital company offering cutting edge technology and ensuring reliability of financial services at all times
Transparent
To focus not only on profit maximization but also on generating social value for welfare of the society and economy at large